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Think New Mexico
5 hours ago
Think New Mexico

Reducing administrative burdens on school districts is a great way to help them reduce their spending on central administration and shift more resources to teachers in the classroom, where the actual learning takes place.

Since 2007, spending on central administration by New Mexico school districts has grown by 55%, while spending on instruction and student support has only grown by 20%. It's time to reverse that trend and send more dollars to the classroom! ... See MoreSee Less

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Order aims to lighten teachers' administrative burden

www.abqjournal.com

Gov. Lujan Grisham calls for a 25% reduction in the administrative tasks
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Think New Mexico
2 weeks ago
Think New Mexico

"Fred Nathan, executive director of Think New Mexico, has been a Decline-To-State (independent) voter for two decades and is likely to utilize same-day voting in the primary to vote, but will switch back to DTS afterward (which will require voters to re-register again)."

www.sfreporter.com/news/2022/04/27/party-on/ ... See MoreSee Less

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Party On!

www.sfreporter.com

For the first time, voters who aren't members of major parties will be able to vote in a primary election on June 7—if they change their affiliation at the polls
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Think New Mexico
3 weeks ago
Think New Mexico

"Exemption for Social Security income:

Effective for 2022 tax year, New Mexico will exempt Social Security retirement income from taxation for individual retirees who make less than $100,000 annually. The income cut-off is $75,000 for married individuals filing separate returns and $150,000 for heads of household, surviving spouses and married individuals filing joint returns."

www.abqjournal.com/2494359/nms-tax-landscape-changed-this-year-make-sure-you-know-what-youre-elig... ... See MoreSee Less

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NM’s tax landscape changed this year — make sure you know what you’re eligible for

www.abqjournal.com

NM's tax landscape changed this year - make sure you know what you're eligible for
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Think New Mexico
3 weeks ago
Think New Mexico

"Financial literacy is one issue that is remarkably bipartisan. Rhode Island Gov. Dan McKee, a Democrat, sounded a lot like Florida Gov. Ron DeSantis when he signed Rhode Island’s requirement for financial literacy education in high schools last year.

"Financial literacy is key to a young person's future success," McKee said. “This legislation paves the way for our public high schools to provide young people with the skills they need to achieve their financial goals.”

In a 2018 study, only one-third of adults could answer at least four of five financial literacy questions on concepts such as mortgages, interest rates, inflation and risk, according to the Financial Industry Regulatory Authority's investor education foundation. Financial literacy was lower among people of color and younger people.

About 16% of 15-year-old U.S. students surveyed in 2018 did not reach the baseline level of financial literacy proficiency, according to the Organization for Economic Cooperation and Development.

But with some education, those numbers can improve, according to Urban’s studies.

“The findings are stark,” she said in a phone interview. “Credit scores go up and delinquency rates fall. If you are a student loan borrower, you shift to low interest from high, and you don’t rack up credit card debt, and you don’t use private loans, which are more expensive.” In addition, her research revealed that young people who have taken some financial literacy courses are less likely to use expensive payday loans.

Even the teachers who lead the courses tend to experience an uptick in savings."

www.pewtrusts.org/en/research-and-analysis/blogs/stateline/2022/04/27/covid-woes-prompt-more-stat... ... See MoreSee Less

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COVID Woes Prompt More States to Require Financial Literacy Classes

www.pewtrusts.org

The pandemic has underscored how few Americans are prepared for financial emergencies.
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Think New Mexico
3 weeks ago
Think New Mexico

Great editorial from the Albuquerque Journal on why New Mexico needs to make financial literacy a high school graduation requirement:

"Our push for financial literacy stems from the consequences of having a population low in this critical life skill, where poverty can be endemic and one in four residents is on food stamps and 43% of the state’s population is on Medicaid — the highest rates in the nation.

The Nation’s Report Card on Financial Literacy gave us a “D” for providing just some instruction in K-12. To improve its grade, New Mexico needs to require a high school personal finance course and implement grade-specific K-8 financial literacy standards, evaluators say.

Here’s one real-life lesson why: Utah, one of the few states to receive an “A,” has the lowest average student loan debt per student ($17,935) from the class of 2019.

While we’re glad New Mexico has made strides, there’s clearly more to be done to keep our young people from sinking into a sea of debt and financial dependency."

www.abqjournal.com/2495454/webhedline-57.html ... See MoreSee Less

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Editorial: NM must help students learn financial literacy

www.abqjournal.com

The Nation's Report Card on Financial Literacy gave us a "D" for providing just some instruction in K-12. To improve its grade, New Mexico needs to require a high school personal finance course and im...
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thinknewmexico
April is National Financial Literacy Month, and we April is National Financial Literacy Month, and we are celebrating New Mexico's newly adopted K-12 personal finance standards! By next April, we are aiming to make New Mexico the latest state to make personal finance a high school graduation requirement.
Just two weeks left to submit your application for Just two weeks left to submit your application for this year's Leadership Internship! Do you want to spend part of your summer learning how to make a difference for your home state? New Mexico college and graduate students are invited to apply for a Leadership Internship with Think New Mexico, where you'll learn how we develop, enact, and implement public policies that improve the lives of New Mexicans. Visit our website for information on how to apply. #leadershipinterns #interns #internship #TNMintern #paidinternship #summerinternship #nonprofit #publicpolicy #thinktank #thinknewmexico #thinknm
We are delighted that the New Mexico Public Educat We are delighted that the New Mexico Public Education Department has officially added personal finance education to its K-12 social studies standards! With this change, New Mexico will no longer be one of only five states that fails to include financial literacy in its education standards.
Governor Michelle Lujan Grisham has just signed Ho Governor Michelle Lujan Grisham has just signed House Bill 163, repealing the tax on Social Security for all middle and lower income seniors in New Mexico! The exemption applies to individuals with incomes up to $100,000, and couples up to $150,000. The New Mexico Taxation and Revenue Department estimates that 115,000 of the 137,000 New Mexicans currently paying taxes on their Social Security income, about 84%, will be eligible to claim the new exemption. The average savings for seniors who are currently paying tax on their Social Security benefits will be $710 a year, starting with the current 2022 tax year. This tax relief will improve the lives of middle and lower income seniors in communities all across New Mexico, especially the more than 55,000 New Mexico grandparents who are raising their grandchildren while trying not to outlive their retirement savings.
Governor Michelle Lujan Grisham has signed House B Governor Michelle Lujan Grisham has signed House Bill 132, lowering the maximum annual interest rate on small loans from 175% to 36% and ending four decades of predatory lending in New Mexico! #NewMexico #nmleg #NewMexicoTrue
Applications for Think New Mexico's paid Leadershi Applications for Think New Mexico's paid Leadership Internships are due one month from today, March 25, 2022! Find out more details about the summer internship and how to apply on our website. #leadershipinterns #intern #internship #TNMintern #paidinternship #summerinternship #nonprofit #publicpolicy #thinktank #thinknewmexico #thinknm #nonprofit
With 11 hours to go in this year's legislative ses With 11 hours to go in this year's legislative session, the Senate has unanimously passed House Bill 163, which includes a repeal of the tax on Social Security for all middle and lower income seniors in New Mexico!
House Bill 132 has passed its final vote and now g House Bill 132 has passed its final vote and now goes to the governor. Her signature will end four decades of predatory lending in New Mexico!
Great news: House Bill 132, to end predatory lendi Great news: House Bill 132, to end predatory lending in New Mexico, has passed the Senate 19-8! It now returns to the House for one final vote to concur with the Senate amendments.
The House has passed House Bill 163, the tax relie The House has passed House Bill 163, the tax relief package that includes a repeal of the tax on Social Security for all lower and middle income seniors (with incomes up to $100,000 for individuals, $150,000 for couples) on a vote of 59-9!
This morning, the House Taxation & Revenue Committ This morning, the House Taxation & Revenue Committee passed a tax reform bill (HB 163) that includes a repeal of the tax on Social Security for all seniors with incomes under $100,000 for individuals, $150,000 for couples! This matches the repeal that passed the Senate Tax, Business & Transportation Committee last week. We are optimistic that this overdue reform will make it to the governor's desk this session, providing targeted tax relief to lower and middle income seniors.
The Senate Tax, Business, & Transportation Committ The Senate Tax, Business, & Transportation Committee has passed a tax bill that would repeal the tax on Social Security for all middle class and lower income seniors in New Mexico! Individuals with incomes under $100,000 and married couples with incomes under $150,000 would qualify for the exemption. This is targeted tax relief for middle income seniors.
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